Stay Safe and Save with Auto

Simply stated, the multi-car /vehicle add-on discount emerges to those drivers who insure their vehicles (two or more) with one insurance company. Those who insure their cars, vans, pickups, mobile homes, snowmobiles, trailers, and campers with similar company like a discount of around 40 percent compared to those who insure their vehicles separately. The only real exception to the rule is the fact that motorcycles, mopeds, dune buggies, and motor scooters aren’t classified as private passenger vehicles but alternatively as separate entities and must be insured with their own individual policies without finding the benefit of the Twenty percent discount.

savings, money, insuranceI stumbled upon these shocking conditions inside my first years as an insurance agent and also, since then have devoted myself exclusively to enhancing the forgotten and bewildered motor insurance policyholder. For instance, one case I handled concerning a twenty-two-year-old mother who had been paying $700 a year by being classified as under twenty-five and unmarried. I used to be able to insure her for less.

I had another case when a twenty-six- year-old married man was being billed for $980 annually simply because he previously received one minor moving violation throughout his entire driving lifetime. After reviewing his situation, I was able to reduce his premium by 50 percent!

Then there was the case of a senior citizen who stood a perfect driving record but was relayed through published here his representative that his car insurance company had not been longer working in The big apple. He was informed which he had to be put in the assigned risk pool, which more than doubled his premium. I used to be able to rescue poor people man using this fraudulent scheme and that he regained his original rate.

Even though one is lucky not to be victimized as with the preceding cases, at any given time, and in a geographic area, even under identical circumstances and with identical coverages, the vehicle insurance rates among insurance firms can vary tremendously. For example, if you shop around for auto quotes from companies A, B, C, and D, you will end up shocked to find out that although company A’s rates are $800 a year, company B’s $650 and company C’s $750, while company D gets the lowest rate just a $600-a-year premium.